They were consistently on top of things to make sure everything was ready for closing. Beeline also saved me money, both up front and over the life of the loan. We were able get our closing in 28 days. Excellent customer service from the beginning to end.

ARM options come with a fixed rate for the first five, seven or 10 years. After that, the rate changes once per year. Low average mortgage interest rates and origination fees, according to the latest federal data.

The Complaint Resolution Index is an indicator on how responsive a company is in addressing and resolving customer complaints brought to their attention by BCA. If they are considering doing business with the company, consumers can use this indicator to forecast the likelihood of having their issues addressed if a problem arises. CRI measures the company’s customer satisfaction abilities through BCA’s complaint mediation process. For example, when company ranking is subjective our advertising partners may be ranked higher. If you have any specific questions while considering which product or service you may buy, feel free to reach out to us anytime. Partners may influence their position on our website, including the order in which they appear on the page.

However, you may still consider refinancing if it saves you money, or if you need to tap into your home equity for cash. Better.com is another mortgage loan aggregate service that doesn’t charge a fee for its sbnaselflndr work. Like Lendgo, lenders pay the company when a user signs up for a new loan from their platform. Interest rates on the platform are as low as 4.49%, and comparing options is just as easy as it is on Lendgo.

They were very responsive and communicative throughout the process. To get a Loan Estimate, you’ll need to provide documentation of your income and assets, among other items. And you’ll need to supply your Social Security number so the lender can research your credit history. In addition to considering a mortgage from the big banks and online lenders, research smaller, lower-profile players such as credit unions and community banks.

They said, “The courts and the data records, especially since where you live at, your court system, it takes forever to get back.” I understood that. I work in HR and I work for a large staffing firm so I know how the court systems work. Once you have an accepted offer, let your loan officer know. Information pulled from public Home Mortgage Disclosure Act Data. Our moderators read all reviews to verify quality and helpfulness.