Our information is based on independent research and may differ from what you see from a financial institution or service provider. When comparing offers or services, verify relevant information with the institution or provider’s site. Talk with a financial professional if you’re not sure. Chase Secure Banking offers no overdraft services.

I spoke to a rep who all had all the super sweet canned responses, but couldn’t tell me anything other than they couldn’t verify my identity after receiving my documents. While on the line, she then said she had heard from the compliance team, & parroted back they couldn’t verify my identity and couldn’t tell me anything more. Don’t waste your time, plenty of other online banks out there. Its mobile app doesn’t get top reviews, however, particularly the Android version.

That presented a problem with the bills that I had set to withdraw from the account. Overall, I cannot think of a worse experience with a bank. A digital account with a $0 monthly fee, access to 55,000+ free Allpoint ATMs and no minimum balance required. This account gives you access to an optional savings account with yields as high as 5% APY.

Here is a list of our partners and here’s how we make money. Zynlo Bank isn’t a good choice if you’re looking for full-service or in-person banking services. With your money a hundred% insured although FDIC and DIF, and leading safety measures in place, ZYNLO places a premium on protecting what s yours. 100% backed by a main community financial institution that s been around since 1885, you can relaxation assured that ZYNLO cares about your money as much as you do. Life moves quick – and ZYNLO presents accessible, versatile, secure banking to guarantee you’re not left behind.

Past performance is not indicative of future results. With a digital-only bank, you may be wondering about FDIC insurance. This federal insurance coverage protects your money up to $250,000 per depositor, for each account ownership category, in the event of a bank failure. Deposits is lendgo legit made to Zynlo Bank accounts are FDIC insured to the legal limit through PeoplesBank. Operating as a digital-only bank, Zynlo focuses on a few specific bank account options instead of offering full-service banking. Here’s a look at its personal banking account offerings.